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FAQ
A first-party property damage claim is when a policyholder files a claim directly with their own insurance company for damages covered under their insurance policy. This typically includes property damage from storms, fires, floods, or vandalism. If your insurer wrongfully denies or underpays your claim, a property damage attorney can help fight for the compensation you deserve.
If your insurance company denies your property damage claim, review the denial letter carefully and consult a first-party property damage attorney. Insurers often deny claims due to policy exclusions, insufficient documentation, or bad faith practices. An experienced lawyer can help appeal the denial and hold the insurance company accountable.
A property damage lawyer can negotiate with your insurance company, gather necessary evidence, and take legal action if your insurer acts in bad faith. Whether your claim is underpaid, delayed, or wrongfully denied, an attorney ensures you receive the full compensation your policy promises.
Insurance companies may deny claims due to policy exclusions, late filing, lack of proper documentation, or allegations of pre-existing damage. If your claim has been denied unfairly, a property damage lawyer can challenge the decision and work to secure the payout you’re entitled to.
The deadline to file a first-party property damage claim varies by state and policy. Some policies require claims to be filed within days of the incident, while legal statutes of limitations may allow longer. Acting quickly and consulting a property damage attorney can help protect your rights.
Insurance bad faith occurs when an insurance company unreasonably delays, denies, or underpays a valid claim. Signs of bad faith include lowball settlement offers, lack of communication, excessive delays, or wrongful denial without proper justification. A lawyer can help you take legal action if your insurer engages in bad faith practices.
Yes, if your insurance company undervalues your claim, you have the right to dispute their assessment. A property damage attorney can gather additional evidence, such as contractor estimates or expert evaluations, to fight for a fair payout that covers the full extent of your losses.
Most property damage attorneys work on a contingency fee basis, meaning you don’t pay upfront legal fees. Instead, they only get paid if they recover compensation for you. This allows homeowners and business owners to pursue legal action without financial risk.
Standard homeowners and commercial property insurance policies cover damage from fire, windstorms, hail, water leaks, theft, and vandalism. However, exclusions may apply, such as for flood or earthquake damage, which often require separate policies. Reviewing your policy with a lawyer can help clarify coverage.
The timeline for resolving a property damage claim varies based on the complexity of the claim, the insurance company’s response, and whether legal action is needed. While some claims settle in weeks, others may take months if the insurer is uncooperative. An attorney can help speed up the process and ensure fair treatment.
You should hire a property damage lawyer like Storm Law Partners to secure a fair settlement and effectively handle uncooperative insurance companies, especially when facing significant home damage. Their expertise in navigating insurance complexities will work in your favor.
Our property damage lawyers handle various property damage claims, including commercial and residential property damage from storms, winds, hurricanes, natural disasters, fire, and smoke. Each type necessitates specialized legal expertise to obtain fair compensation.
Immediately after suffering property damage, it is crucial to document the damage thoroughly, file your insurance claim promptly, and protect your property from further harm. Taking these steps will significantly enhance the chances of a successful claim.
Property damage attorneys help with claims by filing them, managing communication with insurance companies, negotiating fair settlements, and preparing for litigation if necessary. Their expertise significantly increases your chances of obtaining the compensation you deserve.
We win far more than we lose. We can’t make any guarantees, but our firm is fully capable of going to trial regarding cases if necessary, and we enjoy trying cases.
Once insurance decides to pay, on average, about 30 days for them to process your payment.
Tens of thousands of cases, and over a billion dollars of claims by policyholders, when counting all the different states, property types, and insurance carriers that our co-counsel, associated counsel, and other attorneys have worked on.
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(All mail should be sent exclusively to this address)
1000 Main Street, Suite 2300K
Houston, Texas 77002
*Storm Law Partners PLLC, and its partners, affiliated lawyers, and attorneys, including at other firms, have represented in aggregate over One Billion Dollars of claims for clients. The total One Billion Dollar amount also includes representations achieved as a result of co-counsel ventures with outside law firms, and from affiliated attorneys while they held positions within other law firms, and by each of the partners’ previous individual ventures.The information on this website was written by Storm Law Partners PLLC as advertising material and is intended for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation.
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