When a storm, fire, or burst pipe damages your home or business, you deserve to have an advocate on your side who knows how to deal with the insurance company. At Storm Law Partners, our Killeen property damage lawyers will protect your rights and pursue the full value of your loss.
A property damage lawyer in Texas from our team knows the insurance playbook and how to counter delay tactics or low offers. Our attorneys have represented over $1 billion in claims and bring more than 100 years of combined experience focused only on property insurance cases.
We take action right away. Our property damage lawyers will contact your insurance company within 24 hours to get your claim moving and prevent unnecessary delays. We will fight to restore your property, your safety, and your peace of mind.
Our Killeen Property Damage Attorneys Will Protect Your Rights and Your Claim
Having a professional insurance claim lawyer from our team on your side can change the game for you. When you come to us, you can expect our property damage lawyers to:
- Review your insurance policy to see what it covers and what it doesn’t. Some carriers will try to interpret the language in the policy so that they can pay you less.
- Inspect the damage with the help of a professional to identify hidden problems, such as structural weaknesses, internal leaks, and underlying damage.
- Communicate with the insurer for you so that you aren’t kept waiting for an answer or feeling pressured into signing away your rights.
- Build a full damage claim with documentation, photos, reports from professionals, and cost estimates.
- Use key data to spot and counter insurance company tactics before they cause delays or reduce your payout.
- Move to litigation if the insurer does not treat you fairly. Sometimes, insurance companies force lawsuits so they can stall your claim.
- Keep you in the loop. We will inform you at every step so that you have clarity and control throughout the process.
For a free legal consultation with a property damage lawyer serving Killeen, call (832) 323-3000
Storm Law Partners Handles Various Types of Claims in Killeen
When you’re dealing with a damaged home or business, going around and around with your insurance company is the last thing you want to do. We know from years of experience that it can be frustrating to deal with adjusters who may try to reduce your loss or delay paying you after a disaster.
Below are the kinds of cases we handle and how we can help with each one:
- Storm and hurricane damage lawyer in Killeen: We help clients recover from roof leaks, blown shingles, siding damage, and water intrusion caused by heavy winds and rain. Our team examines every part of a loss and urges insurers to treat it as storm-related damage, not “wear and tear.”
- Wind and tornado damage lawyer in Killeen: Our property damage attorneys work with engineers and contractors to document wind direction, debris patterns, and pressure points. We use that evidence to pursue a full and fair payout from your insurer.
- Fire damage lawyer in Killeen: Fires can cause damage that you can’t see. Soot, smoke, and heat can weaken a building’s structure and destroy belongings. We review fire investigation reports, bring in experts, and challenge settlements that don’t include smoke or hidden heat damage.
- Hail damage lawyer in Killeen: Hail can seriously damage roofs, gutters, windows, and siding. Many homeowners don’t find leaks or interior stains until months later. We coordinate roof inspections, collect photo evidence, and work with insurers to include all hail-related damage.
- Water damage lawyer in Killeen: Water damage from a burst pipe or a roof leak can spread quickly and create mold or structural rot. We will document the loss before cleanup removes key evidence that you need for a claim.
- Insurance bad faith lawyer in Killeen: If your carrier ignores, underpays, or unreasonably denies your claim, you may have a bad-faith case. Our property damage insurance claim attorneys can pursue penalties against companies that violate their duties using data and experience to anticipate insurer tactics and protect your rights.
Our property damage lawyers serving Killeen have helped people throughout Texas put difficult chapters behind them and rebuild after a devastating event. If you are ready to review your legal options with a team member from Storm Law Partners, reach out to us today for a free consultation.
Killeen Property Damage Lawyer Near Me (832) 323-3000
Recoverable Damages With a Killeen Property Damage Claim
When your home or business takes on damage, you file an insurance claim to return your property to its pre-loss condition. A property damage attorney from our firm will work to help you recover every dollar you’re owed under your policy.
Many people don’t realize how broad their coverage can be until they review it with an experienced lawyer from our team. Below are the most common types of damages you can seek to recover after a property loss in Killeen:
- Structural repairs: The cost to fix or rebuild parts of your property. This includes roofs, siding, walls, ceilings, flooring, windows, and foundations.
- Interior and personal property losses: This involves replacement or repair for items inside your home or business, including furniture, electronics, appliances, and inventories.
- Temporary living or business interruption expenses: This covers hotel stays, meals, or the cost of renting another space while repairs are being made. For businesses, this can include lost income during downtime.
- Water and mold remediation: Payment for cleaning, drying, and restoring areas affected by roof leaks, burst pipes, or storm-related water damage, including removal of mold caused by moisture intrusion.
- Debris removal and cleanup: Expenses for clearing away damaged materials, fallen trees, or other debris on your property.
- Hidden or delayed damage: Compensation for issues you may discover later, such as an unseen roof leak or water damage that appears inside after earlier repairs.
- Diminished value: After repairs, it is possible that your property may lose market value because of damage from a storm or other natural disaster. We will help pursue this type of loss if your policy covers it.
When we view a property, we look for the damage that’s not easy to see, and we consider the future costs that are easy to ignore.
Our property damage lawyers team up with professionals who will review your losses carefully. With our analysis, we will make sure your payment reflects the scope of damage you have, not just what the adjuster can see.
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What You Need to Know About Property Damage Claims in Texas
Texas follows certain rules and practices that affect property damage claims. When we meet with you, we will explain what you need to know for your situation.
Here are some things to know about filing claims for property damage in the state. We will answer any questions you have about them during your free consultation:
- Many homeowner insurance policies in Texas cover “wind and hail” damage. We recommend that you check your policy’s exact language about this type of damage.
- In Texas, you have the right to hire a contractor or expert on your own. Your insurance company may suggest one you can go with, but our lawyers will help you assert that right.
- The statute of limitations in Texas for breach of contract or insurance policies matters. Texas Insurance Code § 16.004 generally gives you four years to file a claim. You don’t want to wait so long that you lose the chance to file.
- Texas permits statutory bad faith claims against insurance carriers in certain cases when they unreasonably deny or delay valid claims. Under Texas Insurance Code §§ 541 and 542, we may also pursue additional damages or penalties if the insurer fails to handle your claim in good faith.
- Some insurers may try to limit payments by focusing only on visible damage and ignoring hidden or secondary damage. Our lawyers will know how to advocate for all the losses you qualify for in Texas.
You have rights under Texas law, and we will protect them while pursuing your claim. You also have important deadlines to meet if you want to recover your losses. Some policies require policyholders to report property damage within one year of the event.
We encourage you to contact Storm Law Partners today so that we can get started working for you.
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What to Do if You Have to File a Claim for a Property in Killeen
Taking the right steps early to protect your property claim can help improve the outcome. Here’s what you should do:
- Document everything: You should take clear photos and videos of all visible damage inside and outside of your property. If you think an area has hidden damage or the potential to be damaged later, note that, too.
- Secure your property: Make temporary repairs to prevent further damage, but keep your receipts for any materials or labor.
- Review your policy: Read your insurance carefully to see what it covers. Note any exclusions or deadlines.
- Report the damage right away: Notify your insurance company as soon as possible. Delays can affect your coverage.
- Keep communication records: Save every email, letter, and text with your insurer or adjuster.
- Avoid quick settlements: Don’t accept a low offer or sign documents until the full extent of damage is known.
- Call Storm Law Partners for help: Our property damage insurance claim lawyers in Killeen can review your policy, handle communications with the insurer, and pursue the full amount you’re owed.
Call Today for Help From Our Killeen Property Damage Lawyers
At Storm Law Partners, your peace of mind matters to us. It’s stressful dealing with insurance companies, especially all the phone calls, adjuster visits, and worries about what to say (or not say) and what to accept.
Our Killeen property damage attorneys will handle all of that for you so you can focus on recovering from a devastating event or loss. We believe in moving quickly. Our property damage lawyers will contact your insurance company within 24 hours to move your claim forward.
With our experienced team, you get skilled representation that focuses entirely on protecting your rights and getting a fair financial award for you. If you are ready to get your home back in order, give us a call today for a free consultation.
Call or text (832) 323-3000 or complete a Free Case Evaluation form
