Blog - Page 2

If your insurance company is dragging its feet on processing your claim, you might be wondering: Can I take legal action? The answer is yes under certain conditions. When an insurer unreasonably delays your claim without a valid reason, you may have grounds to sue. Key Takeaways Insurance companies must follow state-mandated deadlines when handling ...

Mold growth in homes can be a frustrating and costly problem. Many homeowners wonder if their insurance will cover mold damage, and the answer depends on several factors. Generally, homeowners’ insurance covers mold damage only if it results from a covered peril, such as water damage from a burst pipe. However, if mold develops due ...

Wondering how much you could get from your insurance if your home suffers water damage? The average insurance payout for water damage claims is around $11,605. This amount gives you an idea of the financial support you can expect from your insurer. In this article, we’ll break down what influences these payouts, typical costs, and ...

How long do you have to file a homeowners insurance claim with State Farm? Knowing the time limit is crucial. This article explains the specifics of the State Farm homeowners’ insurance claim time limit and why timely filing is important. Key Takeaways ✓ Timely filing of homeowners’ insurance claims is essential to prevent complications and ...

Talking to a property insurance adjuster can have a big impact on your claim. The wrong words might reduce your settlement or even lead to a denial. Here’s what you should avoid saying to protect your claim. Key Takeaways ✓ Don’t speculate about the cause of the damage—stick to the facts. ✓ Keep conversations short ...

Does homeowners’ insurance cover mold? Yes, but only if the mold is caused by a specific covered event, such as sudden water damage. Otherwise, mold damage is usually not covered. This article explains when mold is covered by insurance, potential exclusions, mold remediation coverage, and what to do if you find mold in your home. ...

Homeowners dealing with hail damage often ask: ‘What is the average insurance payout for hail damage to a roof?’ You can generally expect hail damage insurance payouts to range from $9,000 to $15,000, with typical compensation around $12,000. However, this can vary based on your policy and specific circumstances. This article will guide you through ...

Can You Sue an Insurance Company for Denying Your Claim? Was your insurance claim denied unfairly? Suing an insurance company for denying a claim might be necessary. In this guide, discover why claims are denied, how to identify bad faith actions, and the legal steps you can take to challenge the denial. Key Takeaways ✓ ...

Severe storms can strike suddenly, leaving behind significant destruction to homes, businesses, and neighborhoods. Whether it’s hail, high winds, fallen trees, or heavy rain, knowing how to navigate the property damage claims process is essential to protecting your home or business and financial recovery. While insurance is meant to help in these situations, the claims ...

The early summer storm season in the U.S. has already caused widespread destruction, flooding, and property damage throughout the state. Residents all across the nation have faced repeated rounds of severe weather, and as communities begin to recover, many are now dealing with the process of filing insurance claims. If you’ve been affected, our property ...

Climate Change Means Getting Insurance Coverage Is Increasingly Difficult – Especially In Some States The worsening effects of climate change are impossible to ignore. According to the 2024 NOAA climate study, the U.S. experienced 27 major disasters, causing hundreds of billions of dollars in damage nationwide. These devastating weather events included droughts, flooding, severe storms, ...

Facing the need to file a renters insurance claim can seem daunting. This guide by Storm Law Partners will streamline the process for you. Learn about the best tips on how to file a renters insurance claim and how to understand your policy, notify your landlord, and document your losses effectively. Follow these steps on ...